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| National | Average Rate* | Points | APR | | 30-Year Fixed | 7.750% | 1.375 | 7.969% | | 15-Year Fixed | 6.750% | 2.300 | 7.252% | | ARM | 8.250% | 2.900 | 7.038% | | | * Conforming FNMA Loan Amount |
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 | Awarded Top 10% in the Nation for Consumer Satisfaction by the Internet Consumer Group
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