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| National | Average Rate* | Points | | 30-Year Fixed | 6.04% | 0.7 | | 15-Year Fixed | 5.73% | 0.7 | | ARM | 5.29% | 0.5 | | | * Conforming FNMA Loan Amount |
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 | Awarded Top 10% in the Nation for Consumer Satisfaction by the Internet Consumer Group
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Each Office is Independently Owned and Operated.
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